Reference

Quick product-specific definitions for budgeting, paycheck planning, accounts, transactions, and storage.

Budgeting terms

Ready to Budget: Unassigned money included from eligible Normal on-budget cash accounts, with per-account backing.
Assign money: The shared flow for funding a category or reassigning transferable category money, subject to account and source limits.
Account backing: The account-held cash attributed to a category; its total is not permission to spend from any account.
Planned: Money assigned to a category in the selected month.
Spent: Recorded category activity for the selected month.
Available: Money currently remaining in a category after activity and rollover.
Funded: Enough category money is available for the remaining obligation.
Scheduled: A future-dated payment that is recorded but not yet effective today.
Paid: The bill occurrence was satisfied by recorded payments or a manual paid status.
Projected Covered: Forecast income is expected to cover an obligation before it is due; the money may not have arrived or been assigned.

Paycheck Window: The bills after one payday through the next payday, inclusive; a bill due on payday belongs to the previous paycheck.
Expected Income: Forecast income used for planning. It is not real account money until an income transaction is recorded.
Received Paycheck: An eligible income transaction matched to one scheduled paycheck occurrence; its actual amount replaces that occurrence’s estimate.
Money Timeline: A read-only forecast of eligible cash from today through the next paycheck.
Expected Everyday Spending: Optional forecast spending based on current paycheck plans and, when enough history exists, recent typical cash spending.
Funding Suggestions: Recommendations about categories that may need money. Suggestions never assign or move money automatically.

Starting Balance: The real account balance entered when an account is added.
Cleared: A transaction confirmed against the real account or statement.
Pending: A recorded transaction not yet confirmed as cleared.
Reconciliation: Comparing InfinitelyZero’s cleared balance with the real account’s cleared or statement balance.
Transfer: Movement between two of your accounts. It is not new income or spending.
Local: Budget storage tied to one browser profile or desktop installation; Local devices do not automatically sync.
Cloud: Budget storage in InfinitelyZero’s Cloud service, available across supported devices after sign-in.