Plan by Paycheck
See what this paycheck must cover before the next payday.
No bank connection required
The Power of Infinity.
The Peace of Zero.
Plan every paycheck down to zero.
Plan your budget, see the stretch between paydays, and keep track of grocery prices without connecting your bank.
45 days free · no card needed · Sample budget: interactive, fictional data, nothing saved
THE INFINITELYZERO APPROACH
A concrete plan for the money you have.
No Bank Connection
Enter or import activity without sharing bank credentials.
Local or Cloud
Keep an encrypted budget on your device, or use the cloud.
HOW IT WORKS
Four steps to your first plan.
Add your accounts
Add checking, savings, and credit cards.
Make your first plan
Start from the money you have, your bills, and everyday costs.
See what's next
Paychecks, bills, and low points ahead.
Track and adjust
Record activity and adjust the plan.
Need screen-by-screen help? Browse the Docs.
FEATURES
One plan, from payday to purchase.
Money Timeline
See a low point before it arrives.
Private import
Bring in activity from your bank's files and review it before anything changes.
Spending Calendar
See which days your money moved, and why.
Price Book & Shopping Lists
Know what your groceries actually cost over time.
Receipt scanning add-on
Scan a receipt and check what was read. Nothing is saved without your review.
Free budgeting calculators
Debt payoff, savings goals, income conversion and loan payments.
The math is zero. The impact is infinite.
PRICING
Simple pricing
Choose how your budget is stored. Add receipt scanning if you want it.
45-day free trial, no card needed
Own it permanently
Lifetime
$69.95 one-time
Pay once for permanent core app ownership.
- Core app, yours permanently
- Encrypted Local budgeting
- Price Book, Shopping Lists, and barcode lookup
- Self-hosted Sync coming later (your server, not our cloud)
Subscription
Connected
$79.99 / year
or $7.99 / month · Core app access plus InfinitelyZero-hosted cloud storage.
- Cloud storage
- Sync between devices coming later
- Everything in the core app
- Access ends with the subscription unless Lifetime is owned
Add scanning
More receipt scans each month. Works with Lifetime or Connected. 5 scans/month included · 25 scans/month with add-on.
$3.49/month
Receipt Scanning is purchased after Lifetime or Connected. Full plan details: Licensing and Billing
YOUR PRIVACY MATTERS
Your budget, where you want it.
No bank login is ever needed. Choose whether your budget stays on your device or uses the cloud. See the privacy and security guide for device boundaries and optional services.
Lifetime: local
Your budget's financial state is encrypted on your device, with backup and recovery options.
Connected: cloud
Your budget is stored on InfinitelyZero's hosted service.
Sync between devices: coming laterEncrypted connections
Data is encrypted while traveling to and from hosted services.
Online tools are explicit
Provider-backed features receive limited task-specific data only when used.
Forecasts and projections are estimates based on available information and may differ from actual results.
Ready to plan your next paycheck?
Start with the money you have. No bank connection or credit card required.